CHSTHIRD-PARTY SERVICE
Credit Hero Score
Access available credit reports, scores and monitoring tools through the FIXIT affiliate connection.
Review Credit Hero Score ↗RESOURCE CENTER
Trusted information for better-informed decisions.
Public agencies and approved member resources are organized in one place.
CHOOSE THE RIGHT SOURCE
Free official reports, optional monitoring and practical planning tools.
Checking your own credit report is a soft inquiry and does not hurt your credit scores. Use the federally authorized source for free reports, or choose an optional paid monitoring provider when continuing alerts and dashboard access fit your needs.
OPTIONAL CREDIT MONITORING
Choose the monitoring experience that fits your routine.
Provider features, data, trial terms and prices are controlled by the provider. Review the provider’s current terms before enrolling.
IQTHIRD-PARTY SERVICE
IdentityIQ Secure Max
Review available credit and identity-monitoring features through the approved FIXIT affiliate connection.
Review IdentityIQ ↗Affiliate disclosure: These are optional paid third-party services. FIXIT FINANCIAL may receive compensation when you enroll through these links, at no additional charge imposed by FIXIT. This relationship does not change our commitment to education-first guidance. Provider terms, prices, features and eligibility apply.
FREE & OFFICIAL
Start with sources you can verify.
Never enter personal information after following an unfamiliar link. Verify the domain and use the official site whenever you request reports, file a complaint or build an identity-theft recovery plan.
AnnualCreditReport.com
The federally authorized website for free reports from Equifax, Experian and TransUnion. Online reports are currently available weekly. Requesting your own report does not hurt your score.
Visit the official report site →Consumer Financial Protection Bureau
Official education, complaint resources and information about credit reporting, debt collection and financial products.
Review CFPB credit resources →IdentityTheft.gov
Official recovery guidance, reporting tools and a personalized recovery plan for people affected by identity theft.
Visit IdentityTheft.gov →FIXIT PLANNING TOOLS
Turn information into a responsible next step.
Credit Card Payoff Strategist
Build a prioritized payoff roadmap, organize due and statement-closing dates, compare strategies and estimate possible interest savings.
Open the strategist →Credit Strategy & Education
Understand what is reporting, recognize possible accuracy concerns and separate education needs from specialized credit-repair support.
Explore the credit strategy pathway →Credit Repair Registration
Ready to request specialized support? Begin the direct website intake without sending sensitive documents through email.
Begin secure intake →